Products

Account Types

x New account creation uses the fees configured on each account type. Applicants should also provide passport photos and an original national ID.
Current Savings Account

Current Savings Account

Open a current savings account with Karat Finance and manage savings, withdrawals, statements, and member services through the branch and online system.

Features
  • Account code: 8431
  • Membership fee: UGX 20,000
  • Withdrawal fee: UGX 2,000
  • Statements and balances available through the system and branch counter.
Benefits
  • Designed for secure member savings.
  • Supports member deposits and withdrawals subject to account rules.
  • Eligible members can access related financial services.
  • Transaction history is available for review.
Open Account
Easy

Easy

Open a easy with Karat Finance and manage savings, withdrawals, statements, and member services through the branch and online system.

Features
  • Account code: EASY
  • Membership fee: UGX 5,000
  • Withdrawal fee: UGX 1,000
  • Statements and balances available through the system and branch counter.
Benefits
  • Designed for secure member savings.
  • Supports member deposits and withdrawals subject to account rules.
  • Eligible members can access related financial services.
  • Transaction history is available for review.
Open Account
Fixed Savings Account

Fixed Savings Account

Open a fixed savings account with Karat Finance and manage savings, withdrawals, statements, and member services through the branch and online system.

Features
  • Account code: 8432
  • Membership fee: UGX 15,000
  • Withdrawal fee: UGX 0
  • Statements and balances available through the system and branch counter.
Benefits
  • Designed for secure member savings.
  • Supports member deposits and withdrawals subject to account rules.
  • Eligible members can access related financial services.
  • Transaction history is available for review.
Open Account
Group/Club Savings Account

Group/Club Savings Account

Open a group/club savings account with Karat Finance and manage savings, withdrawals, statements, and member services through the branch and online system.

Features
  • Account code: 8434
  • Membership fee: UGX 50,000
  • Withdrawal fee: UGX 5,000
  • Statements and balances available through the system and branch counter.
Benefits
  • Designed for secure member savings.
  • Supports member deposits and withdrawals subject to account rules.
  • Eligible members can access related financial services.
  • Transaction history is available for review.
Open Account
Joint Savings Account

Joint Savings Account

Open a joint savings account with Karat Finance and manage savings, withdrawals, statements, and member services through the branch and online system.

Features
  • Account code: 8433
  • Membership fee: UGX 30,000
  • Withdrawal fee: UGX 3,000
  • Statements and balances available through the system and branch counter.
Benefits
  • Designed for secure member savings.
  • Supports member deposits and withdrawals subject to account rules.
  • Eligible members can access related financial services.
  • Transaction history is available for review.
Open Account
Junior

Junior

Open a junior with Karat Finance and manage savings, withdrawals, statements, and member services through the branch and online system.

Features
  • Account code: JUNIOR
  • Membership fee: UGX 10,000
  • Withdrawal fee: UGX 1,000
  • Statements and balances available through the system and branch counter.
Benefits
  • Designed for secure member savings.
  • Supports member deposits and withdrawals subject to account rules.
  • Eligible members can access related financial services.
  • Transaction history is available for review.
Open Account
Toto Savings Account

Toto Savings Account

Open a toto savings account with Karat Finance and manage savings, withdrawals, statements, and member services through the branch and online system.

Features
  • Account code: 8435
  • Membership fee: UGX 10,000
  • Withdrawal fee: UGX 1,000
  • Statements and balances available through the system and branch counter.
Benefits
  • Designed for secure member savings.
  • Supports member deposits and withdrawals subject to account rules.
  • Eligible members can access related financial services.
  • Transaction history is available for review.
Open Account